Independent Creative Memories Consultant and do a ton of scrapbooking. But I have found that cards don't take that many supplies to actually create and I have so many scraps on hand. I use scraps from here and there to make them, along with plain cardstock, and Voila! I have saved myself $2-$3! Now it may take a little time, but I think it even means a little more to the person that you are making the card for, that you took precious time out to make them a card.
I am linking this post to:
Fall Festival - The DIY Show Off